Does my insurance cover tree removal?

If a tree falls on your home, garage, or other covered structure, your policy typically covers the cost to remove the tree from the structure, usually up to $500 to $1,000 per tree. It also covers the damage to the structure itself. If a tree falls in your yard without hitting any structure, removal is generally not covered. If a fallen tree blocks your driveway or access, some policies may include limited coverage for removal. Check your policy for specific tree removal limits, as they vary significantly between insurers and states.