How do I increase my insurance coverage?
Contact your insurance agent or company to review your current policy limits. You can increase your dwelling coverage, personal property coverage, liability limits, or add endorsements for specific items. Common reasons to increase coverage include home renovations, purchasing expensive items, or inflation in construction costs. Your insurer may require a new appraisal or home inspection for significant increases. Expect your premium to rise proportionally.
Why It Matters
Inflation and home improvements can quickly leave your coverage outdated. Increasing your limits ensures you are not underinsured when you need to file a claim.
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