What is a declaration page?

A declaration page, or dec page, is the first page of your insurance policy that summarizes your key coverage details. It lists your policy period, property address, dwelling coverage limit, personal property limit, liability limit, deductible amounts, and any endorsements or riders. It also shows your premium and any discounts applied. You should review your declaration page carefully when you first get the policy and at every renewal. Make sure the information is accurate and the coverage amounts reflect your needs. Keep a copy accessible for reference if you need to file a claim.